Secret of Millionaire Investors by Adam Khoo & Conrad Alvin Lim

Adam Khoo – an entrepreneur, best selling author & a peak performance trainer
- Self-made millionaire by the age of 26 & currently run 3 business. CEO of Adam Khoo learning Technologies Group Pte Ltd.
- As an undergraduate, he was ranked among top 1 % of academic achievers & became pioneer in Talent Development Program - NUS gifted program.
- He has traines 355,000 students, teachers, professionals, executives & business owners in various fields.

Conrad Alvin Lim – Successful Full Time Professional On Line Trader. He created ‘ The Pattern Trader Tutorial & Forum. Instructor & Group Investment Strategist at Adam Khoo Learning Technology Group and running Wealth Investor Club tutorial & advanced tutorial.

Chapter 1 to 9 , 263 pages

CHAPTER 1 - Making Money from the Markets

Save 15%-20% of yr income fm yr day job & consistently invest in a portfolio of carefully selected stocks. Within 3 yrs the money u save has doubled in value.

How thousand of well-informed & well-trained investors all over the world are making hunders & thousands in extra income from the convenience of their home using Internet

Online brokerage accounts. Investor education materials has empowered individuals to take our financial destiny into our own hands.

To show how u can access world stock markets & invest in a whole range of of financials assets that can grow yr wealth at returns of 12% - 500% no matter which direction the market take!.

A little bit of knowledge can kill

After 2 yrs of saving my hard earned money, instead of growing, the stock he bought had fallen in value by more than 30%.. some stock went bust. Investing is supposed to make me rich but caused me to lose my hard earned money.

Learning fm the world Greatest Investor – Warren Buffet

I started to search for more answers & clues how people made money thru their investment. If I do not find a way to make my money grow at a higher rate of return, I would never make my 1st million.

Book – The Warren Buffet Way – Robert Hagstrom

I finally realized that I had broken all the fundamental rules in investing & did not follow any of the step required to buy winning stocks of great companies.

1. No idea how to identify high growth companies,
2. analyze reports,
3. determine financial stability of a co.
4. how to value true worth of a stock.

Wrong - I merely bought stocks based on advice of brokers/friends or stock is widely publicized.

Set a goal of learning everything necessary to become successful investor.

Value Investing –

1. Able to identified high growth & stable Co. by analyzing,
a. Income statement
b. Cash Flow Statements
c. Balance Sheet

2. To determine a stock intrinsic value

3. To buy it when its price was temporarily down & below its true worth.

Learning To double my money in Days

By buying ‘Option’ on stocks that were aggressively pushed up by strong market sentiments.

Learning fm mistakes & changing my strategy
Getting back to Basics & doing whatever it takes to succeed

Started learning: -
1. Art of momentum investing
2. Technical Analysis
3. Options Trading
By George Fontanills, William O neil, Terry Bedford

Trading For A living & Come to my Trading Room - Alexander Elder

Essential basic to learn – getting back to Basic

1. Thoroughly analyze a company profitability & financial stability (Fundamental Analysis)
2. Understanding market psychology towards a stock (Technical Analysis)
3. Finer points of Pattern Trading
4. Momentum Trading
5. Sector Investing
6. Japanese Candlestick Analysis
7. Get to know & modeled real traders to give valuable insights of online trading



Develop 1st strategy – 5-Day Pre-Earnings Game (www.wealthacademy.com) & test more advanced strategy
1. sector rotation
2. Intra-Day Scalping
3. Momentum Trading

I post all my successful trade blog & website @ www.wealthacademymyinvestor.com

Develop the The Pattern Trader Tutorial

You should never ever give up hope. You must believe in yourself. Expect failures & setbacks to come bec it will. It is not what happens to you that determine yr destiny. It is what u chose to do about it that makes the difference Choose to keep learning fm yr mistakes & change yr strategy.


U will be learning all the strategies & techniques that u need in order to conquer the market. At times we will be going into very technical detail that may seem overwhelming. (esp if u don’t have financial background)

We want to teach u everything u need to get starting in investing safely.
U will be able to easily understand & graps the important financial concepts.
Get ready to take yr financial intelligence to a new level & take charge of yr financial destiny.



CHAPTER 2 – The Power of Investing in Building your Wealth

I believe the ability to invest is one of the most powerful skills u can ever learn in yr life.

Investing is Highly Risky ?

Most people don’t like the idea of taking a big risks – phobia for investing. They lose out on of 1 of the most powerful wealth building tool available. By not investing they experience devaluation of their hard earned money fm effects of inflation. Is yr money growing as fast as prices are rising ? Not Investing leads to High Risk & No Return.


When u know what u are doing, Investing is low Risk & High Return.

Depends on level of competence of an investor. Just like driving a car.

Risk for investor
1. Do not know what they are doing
2. Do not have a basic understanding of economic cycle
3. Do not know how interest rates & oil prices affect the global economy & stock market
4. Do not know where & how to read financial reports & accounting knowledge
5. Do not know how to value the worth of Co. shares they are buying.
6. Do not understand what business the Company is involved or business strategy.

When u have a thorough understanding of the stock market & the rules of investing, investing is no longer a Risk. The u can achieve high returns with low Risk.

Risk comes from not knowing what you are doing. – Warren Buffet

All greatest Investors are not risk takers but are very risk averse. They are strong in financial competence & thorough understanding.

Warren Buffet – achieved 24.7% returns per year for the last 49 yrs
His Rule No.1 - Don’t Lose Money !
His Rule No.2 - Don’t forget Rule No. 1

Security is my highest priority.

Which investment Vehicle gives the Highest Return ?

Investment Annual Compounded Return Years to Double

Inflation (US) 3.7%
Inflation (SG) 3.2%
FD SG (3 yrs) 1.5%
US Treasury Bills (3mth) (Govt Bonds) 4.5% 16 yrs
Gold 4.1% 17.5 yrs
US Corporate Bonds 6.4% 11.25 yrs
US Stocks (S&P 500) 12.08% 5.96 yrs
Singapore Stocks (STI) 19yrs 10% 7.2 yrs


US stock market grow by annual compounded avg of 12.08% per year, doubling in value every 5.96 yrs. A $10,000 investment would grow into $97,850 in 20 yrs (10 X) and into $306,000 in 30 yrs (30 X).


Bond – A Bond is an IOU in which u (investor) agree to loan money to a Co. (Co Bond) or Govt (Govt Bond) in exchange for regular interest payments (known as coupon) & the eventual repayment of the capital at maturity. Co. & govt issued bonds of various borrowed amt, interest rates & time to maturity which u can buy.

How Stock Market Performance is Measured

9000 Companies listed on 3 main US Stock Exchange, NYSE, NASDAQ & AMEX
US Stock market is represented by many indexes, the most popular of which is Standard Poor 500 Index – 70% of the total stock market value.
DJIA – 30 largest Co
Singapore market - 620 listed Co. STI - Strait Times Index – 55 largest Co.

Indexes are used as benchmark that all investor try to beat. Any idiot can achieve a12.08% or 10% simply by buying S&P 500 Index or STI Index. As well informed & financially competent investor try to beat the indexes performance


US market or Singapore Market ?

Why US stock market. ?

1. A much wider selection of Stocks & Financial Derivatives
2. Higher Liquidity & Volume
3. Superior research data & tools at much lower costs


1. A much wider selection of Stocks & Financial Derivatives
Obvious advantage – 9000 listed Co. compare to Singapore of 620 listed Co.
A. Easier to to find a great stock that fits all the winning investment criteria & that could triple in value (3x).
B. Have much higher potential to increase in value bec it have much higher potential for sales & earning growth (US consumer marke is huge).
C. Many of the Co. stocks having ‘Options’ written in them. – able to use a much wider range of trading strategy even when stocks go down or move side ways, don’t move at all.

2. Higher Liquidity & Volume

A. High volume of securities traded everyday.
B. Have ‘ MarketMaker’ who will buy the stocks u want to sell & buy the stock u want to sell if no one else would. Guaranteed to be able buy/sell.
C. In SG, they are some great investment instrument that are very hard to buy/sell bec lack of vol.

I always recomended to buy STI ETF. If u have bought in yr 2006, u have made annual return of 26% as STI surged to alltime high of 3,000 points. The trouble is it is very difficult to buy/sell this powerful security as the average daily traded volume is less than 10 shares per day.

3. Superior Research Data & Tools at much lower costs
Making the right investment decision depends on very much on the timeliness & comprehensiveness of the research data available.

A. In US hundreds of stock research sites provided u with conceivable piece of research information u need.
B. This information is free.
C. Have access to same & exact info that is used by professional fund managers.
D. U can find 10-year history of earnings, profitability, borrowings, valuation, ratings of hundred of stocks analysis.
E. In local market, availability of RD is extremely limited. & expensive.

Great news - use to be very difficult & expensive due to high transaction costs & inconvenience of going to local broker (which closed when US market is opened) due to time difference. But due to explosive growth of Internet & the emergence of online discount stock brokers, it is now easy & cheap to access the US stock markets

How the power of investing can turn u into an automatic Millionaire by just saving 10% of your income.

Earn $3000 a month  average of $36,000 a year for 30 yrs
Start working at 25  Retire at 55
$36,000 X 30 yrs  $1.08 million

But u would spend most of the money you earn  $3000 a month !!

If u invest 10% of $3000 a month  $300 into US stock market Index (S&P 500)
& allow it to compound annually @ 12.08%  $939,106
Invest consistently for 30 yrs


Understanding the Awesome Power of Compounding

Invest $200 a month for 10 yrs @ 10% rate of return anually


Monthly Investment $200


Total Amout Invested 10% Return Total Investment Amount Accumulated
Yr 1 2,400 240 2,640
Yr 2 5,040 504 5,540
Yr 3 7,944 794.40 8,738.40
Yr 4 11,138.40 1,113.84 12,252.24
Yr 5 14,652.24 1,465.22 16,117.46
Yr 6 18,517.46 1,851.74 20,369.20
Yr 7 22,769.20 2,276.92 25,046.12
Yr 8 27,446.12 2,744.61 30,190.73
Yr 9 32,590.73 3,259.07 35,849.80
Yr 10 38,249.80 3,824.98 42,074.78



Invest $300 a month for 10 yrs @ 15% rate of return anually
Monthly Investment

Total Amout Invested 15% Return Total Investment Amount Accumulated
Yr 1 3,600 540 4,140
Yr 2 7,740 1161 8,901
Yr 3 12,501 1,875 14,376.15
Yr 4 17,976.15 2,696.42 20,672.57
Yr 5 24,272.57 3,640.88 27,913.45